(no subject)
Nov. 20th, 2008 01:44 pm![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
kleenexwomanI'm considering getting a credit card. With my current financial status (and the random medical fees, processing fees, and other crap that I just had to shell out to CMU), I can either buy groceries and pay the electric bill for the next month or so OR I can apply to graduate programs in time to get into one for the fall (that shit costs money). The problem is not necessarily having the money at all (even with the state of Michigan's economy, I'm sure I can get a job at the Taco Bell I worked at over the summer and earn back the few hundred I need when I go home), the problem is having it NOW.
It occurs to me that if I get a credit card, I can buy groceries and just pay it all off in small amounts, and use the money I have now for applications.
If you have a credit card: What's the best kind to get if you're just buying groceries and small shit? How much would I have to pay off each month, or is it a percentage? How does this stuff work?
ETA: The student account portal thing won't actually take my card, which is an Independent Bank Visa card. There is an Independent Bank kiosk right in the damn student center. The university has a deal with them and special student accounts and all sorts of things, and you can't actually pay your damn account with their card. What the fuck?
It occurs to me that if I get a credit card, I can buy groceries and just pay it all off in small amounts, and use the money I have now for applications.
If you have a credit card: What's the best kind to get if you're just buying groceries and small shit? How much would I have to pay off each month, or is it a percentage? How does this stuff work?
ETA: The student account portal thing won't actually take my card, which is an Independent Bank Visa card. There is an Independent Bank kiosk right in the damn student center. The university has a deal with them and special student accounts and all sorts of things, and you can't actually pay your damn account with their card. What the fuck?
